UK mortgage advice marketplace

Find the right mortgage adviser for your next step

Tell us about your situation in about two minutes. We’ll introduce you to an independent mortgage adviser who can talk through your options.

What do you need help with?

Pick one to get started.

Start your application

Whatever your situation,
there's an adviser for it

First Time Buyer

Getting on the ladder

Remortgage

Switch to a better deal

Self Employed

Complex income, made simple

Bad Credit

Specialist advice for you

Moving Home

Your next chapter starts here

Equity Release

Unlock the value in your home

Buy-To-Let

Invest in property

Something else?

We'll find the right fit

Who does what

A clear line between introducing and advising

We’re a marketplace, not a mortgage adviser. We find you the right person to talk to, and they take it from there.

What we do

OnTheLadder

What they do

Your trusted adviser

How it works

Three simple steps

1

Tell us about your situation

Answer a few simple questions online: what you’re looking to do, the property, and how to reach you.

2

We introduce you to an adviser

We pass your enquiry to a suitable independent mortgage adviser. We make the introduction; we don’t give advice.

3

The adviser explains your options

They get in touch to understand your circumstances and explain the options that may suit you. There’s no obligation to go ahead.

Ready to see who can help?

It’s free, and there’s no obligation to go ahead.

Questions

Good to know before you start

Short answers to the things people ask us most.

Tell us what you’re looking to do and we match you with a mortgage adviser who can help.

No, it’s free for buyers to get started and connect with advisers.

Anything mortgage or property-related: buying, remortgaging, or getting advice.

You’ll be contacted within a short time once your details are submitted. Sometimes as quickly as a few minutes, but usually always within 24 hours. 

Join 10,000+ Homeowners finding Mortgage Advisers using OnTheLadder.net

James L.
★★★★★
“Used OnTheLadder while buying my first home and got connected to a really helpful mortgage broker fast. Whole process was simple and stress-free.”
David K.
★★★★★
“Needed remortgage advice and was matched with a great adviser straight away. Clear, quick, and exactly what I was looking for.”
Lisa T.
★★★★★
“Found an adviser through OnTheLadder within a day. They explained everything clearly and helped me secure a better deal than expected.”
Emma W.
★★★★★
“Really easy way to get mortgage advice without chasing around. Got matched quickly and felt looked after from the start.”
Lisa A.
★★★★★
“Wasn’t sure where to start with buying a property, but OnTheLadder connected me with someone who guided me through everything.”
Tim F.
★★★★★
“Got matched with a knowledgeable adviser who actually took the time to understand my situation. Really impressed with the service.”
Philip M.
★★★★★
“Quick response, professional broker, and no hassle. Made the mortgage process feel a lot less overwhelming.”

Your next step

Ready to take the next step?

Tell us what you need and we’ll introduce you to an independent mortgage adviser.