No contract. First leads delivered from today.
Ben Smith
Remortgage leads are enquiries from homeowners considering a new mortgage deal, reviewing their current borrowing or exploring alternatives to their existing mortgage. They may be approaching the end of a fixed-rate deal, looking for a different monthly payment or considering whether another mortgage product better suits their circumstances.
For mortgage advisers, these enquiries offer an opportunity to start conversations with homeowners who are actively exploring their options. OnTheLadder connects advisers with prospective remortgage clients through a dedicated lead platform, with each enquiry allocated exclusively to one adviser through our system.
Rather than relying solely on existing client reviews and referrals to generate remortgage business, you can add purchased enquiries to your business development strategy and build relationships with homeowners who have expressed an interest in reviewing their mortgage.
Remortgage business can be valuable for mortgage advisers, but consistently finding new homeowners to speak with takes time and ongoing marketing effort. Purchased remortgage leads give you another route to prospective clients without having to generate every enquiry yourself.
OnTheLadder is designed to make accessing these opportunities straightforward. Each enquiry is allocated to one adviser through our platform, so you won’t be competing with other OnTheLadder customers who have purchased the same lead. We also attempt to contact prospective clients by phone before allocation, helping check their details and interest before you follow up.
Lead quality matters, which is why we have a process for reviewing concerns. If an enquiry doesn’t meet the applicable criteria, you can raise it under our lead replacement policy for review in line with the terms.
The result is an additional source of potential remortgage clients that can sit alongside your existing referrals, client reviews and marketing activities. You can focus on speaking with homeowners, understanding their needs and establishing whether you can help.
1. Explore the available leads: Explore our available lead types and select remortgage enquiries when checking out.
2. Choose your purchasing option: Select the available credit package that suits your business and budget.
3. Homeowners submit enquiries: Prospective clients provide their details through our remortgage lead-generation campaigns.
4. We phone verify: Our team contacts each prospective client to check their details and interest before allocation.
5. Your lead is allocated exclusively: Each enquiry is distributed to one adviser through OnTheLadder.
6. Contact the homeowner: Introduce yourself, discuss their existing mortgage and establish their plans and circumstances.
7. Raise any lead-quality concerns: If an enquiry doesn’t meet the applicable criteria, submit it for review under our lead replacement policy.
OnTheLadder’s remortgage leads are intended for UK mortgage advisers and brokerages looking to develop their homeowner client base and create additional opportunities for business.
They can be particularly relevant if you want to grow your remortgage enquiries beyond your existing client bank, generate new conversations without managing every part of lead generation yourself, or build a more varied pipeline alongside purchase and first-time buyer business.
Remortgage enquiries can come from homeowners at different stages of their decision-making. Some may be approaching the end of a fixed-rate period and actively comparing options, while others may be investigating whether changing their mortgage could suit their circumstances. An enquiry doesn’t necessarily mean the homeowner is ready to proceed immediately.
Your follow-up process is therefore important. Understanding when their current deal ends, what they want to achieve and whether they are ready for advice will help you decide how best to progress each conversation.
If your business has the capacity to respond professionally and nurture potential clients, remortgage leads can provide another route to developing relationships with homeowners.
A remortgage conversation can be about much more than securing a new deal. Homeowners may want to review their monthly payments, understand their options as a fixed-rate period ends or discuss changes in their financial circumstances. The right conversation starts with understanding what matters to them.
For advisers, this creates an opportunity to demonstrate the value of professional mortgage advice and build relationships that may extend beyond a single transaction. A homeowner who receives a helpful, relevant service today may return when their circumstances change or recommend you to others.
OnTheLadder helps you reach more potential remortgage clients by providing a dedicated platform for purchasing exclusive enquiries. It gives you another way to develop your pipeline alongside your existing client relationships, referrals and other marketing.
Success still depends on the suitability of each enquiry, your responsiveness and how effectively you manage the conversation. If you’re ready to expand your opportunities with homeowners considering their mortgage options, explore our available remortgage leads or book a call to learn more.
Access exclusive remortgage enquiries through OnTheLadder and create more opportunities to connect with homeowners reviewing their mortgage options. Explore the available lead packages, benefit from phone-verification attempts and use our defined lead replacement process where applicable.
Get Leads to view available options, or Book a Call to find out how OnTheLadder works.
OnTheLadder helps UK mortgage advisers grow their business with exclusive, phone-verified mortgage leads. We connect advisers with potential clients across multiple mortgage types, making it easier to build your pipeline and find new opportunities.
